Separation and divorce

This can be one of the most difficult and painful times a person will ever live through. It's an unpleasant thought but unfortunately not an uncommon experience, and the financial stresses certainly don't make it any easier.

Perhaps the biggest financial hurdle is the cost of running not one but two homes. Speak to your financial planner about budgeting tips and debt management strategies to enable you to find a lender that can accommodate your changed circumstances.

Divorce is also a life moment when people are faced with the prospect of writing a new will and adjusting existing financial arrangements. Your financial planner can help you with estate planning, and assist you with any questions or concerns you may have about your current income protection, superannuation, general investment and life insurance arrangements.