Starting a family
Starting a family is perhaps the biggest commitment you will make in your lifetime. The responsibility of caring and providing for a baby through to adulthood is an enormous one. Now more that ever you will feel the demands on your income.
For many people, starting a family means going from dual income to a single one - at least for a period of time. For some, starting a family means buying a bigger house.
Now is the time to speak to your financial planner about debt management and find out if you are with the most appropriate (not just the most convenient) lender for you.
Once a new baby has arrived, it's natural to feel a strong need to protect one's family. This is the time that people get serious about estate planning, income protection and building wealth to secure their children's education and financial security.